These events are for you
- If you don't have insurance
- If you need help renewing your health insurance
- If you struggle with the cost of insurance
- If you have questions or want information about insurance options
What do I need to bring
* Social Security Numbers (or document numbers for immigrants).
* Employer and income information for every member of your household who needs coverage
(pay stubs or W-2 forms - Wage and Tax Statements).
* Policy numbers for any current health insurance plans covering anyone in your household.
What is the Health Insurance Marketplace?
If you don't have insurance, you have been denied insurance in the past, or you just want to explore new options, the Health Insurance Marketplace will give you more choice and control over your health coverage.
How do the changes in insurance benefit me?
All new plans must include a wide range of new benefits including wellness visits and preventative tests and treatments at no additional out-of-pocket cost.
Pre-existing conditions will no longer affect eligibility or cost of your insurance.
You can't be denied health coverage based on health status.
Young adults can stay on their parents plan until 26.
You can't be dropped from coverage when you are sick.
Health Insurers can't place lifetime or yearly limits on your coverage.
What is the cost?
The cost of the marketplace works on a sliding scale based on your income.
When you apply for the marketplace you'll find out if you qualify for:
Free or low-cost coverage from Medicaid
Free or low-cost coverage for children from Children's Health Insurance Program (MI-Child)
Assistance with premium costs through subsidies
What if I already have insurance through my employer or if I have Medicare?
If you currently have insurance through your employer if you have Medicare you do not need to do anything.
Health Insurance Marketplace "Key Dates"
November 1, 2015 – January 31, 2016
Marketplace open enrollment period
What if I don't currently have coverage and don't sign up?
If you don't obtain coverage or an exemption by January 31, 2016 you must pay a fee on your federal income tax return for every month you are without health insurance.
In 2014 the fee is $95 per adult ($47.50 per child) or 1% of income, whichever is higher. The family max is $285. The fees increase each year.
Explore plans, eligibility, and enroll directly via the website: www.healthcare.gov
Enroll and receive additional assistance by calling: 1-800-318-2596
Enroll Kalamazoo County is an organizational community collaborative charged with improving access to healthcare for Kalamazoo County Residents through the coordination of information and enrollment activities related to the Affordable Care Act.
Bronson Healthcare Group
Kalamazoo Community Mental Health & Substance Abuse Services
Kalamazoo County Health & Community Services
Family & Children Services
Comstock Community Center
Family Health Center of Kalamazoo
Ministry with Community
Borgess Medical Center
WMU Homer Stryker MD School Of Medicine
United Way of the Battle Creek and Kalamazoo Region
Sindecuse Health Center
Michigan Primary Care Association
Mt. Zion Baptist Church
Portage Public Library
If your organization is interesting in participating please contact Amy Terry via email at: firstname.lastname@example.org
Kalamazoo County Health & Community Services is committed to providing equitable, culturally competent care to all individuals served, regardless of race, age, sex, color, national origin, religion, height, weight, marital status, political affiliation, sexual orientation, gender identity, or disability.
Links to external sites do not constitute endorsements by Kalamazoo County.